Chime card credit builder

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Final terms may vary depending on credit review. Variable APR range from 9% –24.99%, Credit Limit ranges from $500 - $8,000.

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Bright Credit is a line of credit that can be used to pay off your credit cards. If you’re approved and activate Bright Credit we may do a hard inquiry which may affect you credit score. When you check your rates for Bright Credit we initiate a “soft pull” of your credit.

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